Why choose Prime Pet Insurance?

Give your furry king or queen superb veterinary care without worrying about the cost

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Protect your pet from 8 weeks of age

Prime Pet Insurance allows you to protect your special cat or dog from the age of 8 weeks up to younger than 9 years old, and if you choose our Regal plan, you can apply for cover as long as your pet is under 16 years old. With cover for both accidental injuries and illness, you can sleep soundly, knowing you’re covered for up to 85% of eligible treatment costs with no excess.

  • Pamper your pet with a choice of three royal plans protecting against accidental injury and illness: Sovereign, Imperial, and Regal.
  • Give them first-class care, with cover for up to 85% of eligible treatment costs.1
  • Claim up to $14,000 per year on eligible vet bills (a $2,000 annual condition limit applies to our Regal plan).2
  • Select from the country’s best-qualified practitioners, with your choice of any vet licensed to practice in Australia.
  • Protect your pet for life provided you renew your policy with us each year with no break in cover.
  • Lavish extra benefits, at no extra cost like cover when travelling to Norfolk Island and New Zealand, essential euthanasia, and emergency boarding.
  • Enjoy a $2,000 annual dental illness benefit with Sovereign and Imperial plans after holding cover for two years.2

Compare pet insurance plans or simply get a quote online!

Get a quote today to find the best cover for your pet.

1 The 85% reimbursement applies to the Sovereign plan.

2 Pre-existing conditions and certain illnesses are excluded. Terms, conditions, exclusions, benefit limits, sub-limits, and annual per condition limits apply. The dental illness benefit doesn't cover dental illnesses that were present during the two-year waiting period.

Complimentary cover for a lavish range of extras

You’ll enjoy complimentary cover for a lavish range of extras, designed to give your furry king or queen first-class care.

Pet overseas travel insurance

Take the stress out of your pet’s overseas travel with you. If your pet suffers an accidental injury or illness while it's in New Zealand or Norfolk Island with you, we’ll pay up to the benefit percentage for the cost of vet treatment, up to the benefit limit and if applicable, up to the annual per condition limit.

Paralysis tick benefit

We hope it never happens, but if your pet gets bitten by a paralysis tick, we’ll help cover the costs of treating it for any conditions caused directly by the bite. When you claim, we’ll pay up to the benefit percentage for this treatment cost subject to a 30-day waiting period and your annual sub-limit.

Essential euthanasia

No one wants this day to come, but in some cases, your vet may decide that euthanasia is an essential and the most humane treatment for your pet. If euthanasia was as a result of a condition covered under your policy, we’ll pay up to the benefit percentage for this treatment cost.

Emergency boarding

If you’re hospitalised for over five days in a row, we’ll help pay for the cost of putting your pet up at a licensed kennel or cattery. This way you can ensure your cat or dog is treated like royalty – just as they are at home.

Dental illness

If your pet suffers from gingivitis, abscesses, or needs their teeth removed for medical reasons, we'll pay up to the benefit percentage for the vet treatment (up to the annual sub-limit), provided you've held your policy for two consecutive years. This benefit applies to the Sovereign and Imperial plans and doesn't cover dental illnesses that were present during the two-year waiting period.

The superior way to insure your pet

Prime Pet Insurance has developed a range of royal plans to suit every pet owner’s needs.

  • If you just want basic cover for your best friend, our Regal Accident & Illness Cover plan fits the bill perfectly. We’ll pay up to 65% of eligible vet bills up to $14,000 a year with no excess. A $2,000 annual limit applies per condition.1
  • If you prefer more a standard level of cover, our Imperial Accident & Illness Cover plan provides the solution. We’ll pay up to 80% of eligible vet bills up to $14,000 a year with no excess.1 You’ll also be covered for dental illness with a $2,000 annual benefit after you’ve held your policy for two consecutive years.2
  • If you want the best of the best and want to give your furry king or queen the ultimate royal treatment, then our Sovereign Accident & Illness Cover ticks all the boxes! This cover provides our most comprehensive protection for your pet, with up to 85% of eligible vet bills reimbursed, up to $14,000 a year.1 Not only will you be eligible for dental illness with a $2,000 annual benefit after two years of holding your policy, you’ll also have the option of adding our routine care benefit to your policy, which allows you to claim up to $80 annually on the cost of certain preventative healthcare treatments such as teeth cleaning (an additional premium applies).2

Get a quote today and let Prime Pet Insurance look after you and your beloved pet.

1 Pre-existing conditions and certain illnesses are excluded. Terms, conditions, exclusions, benefit limits, sub-limits, and annual per condition limits apply.

2 The dental illness benefit doesn't cover dental illnesses that were present during the two-year waiting period.