Pet insurance with no excess

Claim up to 85% of eligible vet bills and pay no excess for your beloved pet!¹

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Need assistance? Call 1300 070 753.

Treat your pet like royalty

At Prime Pet Insurance, no matter what royal level of cover you have with us, you won’t have to pay any excess. This means you can claim up to 85% on all eligible vet bills on our highest level of cover (Sovereign plan) and have a maximum limit each year of $14,000 to claim back (a $2,000 annual per condition limit applies to our Regal plan).1

  • Claim up to 85% on eligible vet bills1
  • No excess when making a claim
  • Dental illness benefit allows you to claim up to $2,000 annually when you take out our Sovereign or Imperial plan after holding cover for two years2
  • Select from the country’s best-qualified practitioners, with your choice of any vet registered to practice in Australia
  • With guaranteed renewal, you can protect your pet for life provided there’s no break in cover and we continue to offer the product

Compare pet insurance plans or simply get a quote online!

1 Pre-existing conditions and certain illnesses are excluded. Terms, conditions, exclusions, benefit limits, sub-limits, and annual per condition limits apply.

2 The dental illness benefit doesn't cover dental illnesses that were present during the two-year waiting period.

Frequently Asked Questions

I already have a wonderful vet. Can my pet still visit them?

Absolutely! We help to cover eligible bills for your pet from any vet registered to practice in Australia.

What about everyday care — does my policy help pay for that?

With our Sovereign Plan, you can choose to add the routine care option, which covers up to $80 a year spent on a whole range of everyday treatments, from teeth cleaning and microchipping, to prescription diets and alternative therapies. See the...