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Compare Prime Pet Insurance’s royal packages

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Pet Insurance Plan Comparison

At Prime Pet Insurance, our pet insurance packages mean you can have your pet expertly cared for by the licenced vet of your choice anywhere in Australia! With three regal plans to choose from, you can be sure your loved one is in good hands. Compare Pet Insurance Plans with Prime Pet Insurance.

What's covered:

Sovereign Accident and Illness Cover

Imperial Accident and Illness Cover

Royal Accident Cover

Annual benefit limit

$14,000

$14,000

$10,000

Percentage of eligible vet bills covered

85%

80%

80%

Excess

$0

$0

$0

Multi-pet discount

10%

10%

10%

Accidental Injury Cover

Yes

Yes

Yes

Illness Cover

Yes

Yes

No

Optional Routine Care

Yes

No

No

Additional dental benefit+

$2,000

$2,000

No

Paralysis Tick Benefit (yearly)

$1,200

$1,000

No

Cruciate Ligament Conditions benefit (yearly)

$2,600*

$2,600*

$2,600*

Consultations and Vet Visits (yearly)

$300

$300

$300

Emergency boarding

$1,000

$1,000

$500

Minimum age when cover starts

8 weeks

8 weeks

8 weeks

Maximum age when cover first starts

Younger than 9 Years

Younger than 9 Years

No maximum age

Waiting period

30 days for illness conditions and 6 months for cruciate ligament injuries (can be waived)

30 days for illness conditions and 6 months for cruciate ligament injuries (can be waived)

6 months for cruciate ligament injuries (can be waived)

Extra Benefits

Emergency boarding Pet overseas travel insurance Essential euthanasia

Emergency boarding Pet overseas travel insurance Essential euthanasia

Emergency boarding Pet overseas travel insurance Essential euthanasia

* You may be eligible for a higher limit and if so this will be specified in your certificate of insurance.

+ The Dental Illness Benefit is available after holding cover for two (2) years and does not cover dental illnesses which were present during that period.

Please note: Any condition that your pet suffers prior to taking out this cover or within any applicable waiting period may be excluded under the policy.

Lavish Extra Benefits, At No Extra Cost

Pet overseas travel insurance

Take the stress out of your pet’s overseas travel. Depending on your choice of cover, if your pet gets ill or injured while out of the country with you, we will cover the costs of vet treatment^, as long as you’re in a country that doesn’t require your pet to be quarantined on return to Australia.

Paralysis Tick Benefit

We hope it never happens, but if your pet gets bitten by a paralysis tick, we’ll help cover the costs^ of treating it for any conditions caused directly by the bite. Paralysis Tick Benefit is available on our Sovereign and Imperial plans.

Essential euthanasia

No one wants this day to come, but in some cases, your vet may decide that euthanasia is the most humane treatment for your pet. In this case, we will cover the cost^ on all plans. Naturally under our Royal Accident cover, euthanasia is covered for accidents only.

Emergency boarding

If you’re hospitalised for over five days in a row, we’ll help pay for the cost^ of putting your pet up at a licensed kennel or cattery. That way you can ensure your cat or dog is treated like royalty – just as they are at home.

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^You can claim the benefit percentage for the cost of the treatment up to your annual benefit limit.

Frequently Asked Questions

I already have a wonderful vet. Can my pet still visit them?

Absolutely! We help to cover eligible bills for your pet from any vet licensed to practice in Australia.

What about everyday care – does my policy help pay for that?

With our Sovereign Plan, you can choose the Routine Care option, which covers up to $80 a year spent on a whole range of everyday treatments, from teeth cleaning and de-worming to prescription diets and alternative therapies. See the Product...