Cat insurance

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Cat insurance benefits

Your cat may think it’s completely independent, but even they need a little extra care sometimes. Prime Pet Insurance can help make sure your cat gets the best possible vet treatment so they can be out adventuring again as soon as possible.

  • Pamper your pet with a choice of three royal plans protecting against accidental injury and illness: Sovereign, Imperial, and Regal.
  • Give them first-class care, with cover for up to 85% of eligible treatment costs.1
  • Claim up to $14,000 per year on eligible vet bills (a $2,000 annual per condition limit applies to our Regal plan).2
  • Select from the country’s best-qualified practitioners, with your choice of any vet licensed to practice in Australia.
  • Protect your pet for life provided you renew your policy with us each year with no break in cover.
  • Lavish extra benefits, at no extra cost like cover when travelling to Norfolk Island and New Zealand, essential euthanasia, and emergency boarding.
  • Enjoy a $2,000 annual dental illness benefit with Sovereign and Imperial plans after holding cover for two years.2

Get a quote today to find the best cover for you and your cat.

1 The 85% reimbursement applies to the Sovereign plan.

2 Pre-existing conditions and certain illnesses are excluded. Terms, conditions, exclusions, benefit limits, sub-limits, and annual per condition limits apply. The dental illness benefit doesn't cover dental illnesses that were present during the two-year waiting period.

Compare cat insurance plans

Premium

Sovereign Accident & Illness Cover

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Standard

Imperial Accident & Illness Cover

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Basic

Regal Accident & Illness Cover

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1 Pre-existing Conditions are excluded and sub-limits may apply.

2 The Dental Illness Benefit is available after holding cover for two (2) years and does not cover dental illnesses which were present during that period.

Frequently Asked Questions

My pet has a hereditary problem. Is that covered?

As long as there were no signs or symptoms when your cover started or arise during any applicable waiting periods, we happily cover treatments for hereditary and congenital defects. This is subject to our normal exclusions (including pre-existing...

Are ongoing conditions covered for the life of my pet?

Yes. As long as you continue to renew your policy with us each year with no break in cover and subject to your renewal policy, we’ll continue to provide cover for chronic, recurring, or lifelong conditions such as cancer or arthritis. Benefits for...

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